BRKB

BRKB

Berkshire Hathaway B

Holding / BV

★ Quality 27/100
Fair price

Price today

$506.03

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What this business is made of

27qualityReturnsMoatBalance sheetPricing powerReinvestment

The business

Buffett's machine: insurance lends free money to buy companies.

Buffett's holding company: insurance conglomerate (Geico, Gen Re), railroad (BNSF), energy (BHE) and a portfolio of listed stocks (~$280B, half Apple). The insurance float finances acquisitions for free.

The real moat is structural: $170B float at zero cost, extreme decentralization and a reputation that attracts sellers who don't want to auction off their company. Replicating that takes 60 years and a Buffett.

Revenue history

$245.5B
2020
$276.1B
2021
$302.1B
2022
$364.5B
2023
$371.4B
2024
CAGR 5 años: +9%

From $245.5B to $371.4B in 4 years. The business grows steadily.

Where each $100 of sales goes

Revenue $371.4B · FY2025

Costs and operations$304.5B · 82%
Net profit$67.0B · 18%

Of every $100 in sales, $82 goes to costs and operations; $18 is left as net profit (18% margin).

Catalysts and risks

Greg Abel becomes CEO in 2026 — first shareholder letter sets the tone.

Record cash $325B+ waiting for deployment at 4-5% rates.

Aggressive buybacks if the stock trades below ~1.4x BV.

⚠️

ROE 6.4% depressed — size prevents historical returns.

⚠️

Abel transition: execution risk in capital allocation without Buffett.

⚠️

Apple concentration (~22% of listed portfolio) exposes it to tech.

Charlie's note

Buying Berkshire is renting discipline. If Abel doesn't break anything, compounding does the rest — and breaking Berkshire is hard even if you try.

Analysis · May 2026

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Charlie informs, it doesn't advise. No information should be taken as a recommendation to buy or sell.