EBAY

EBAY

eBay Inc.

Platform / Network

★ Quality 47/100
Overvalued

Price today

$103.41

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charlieapp.co

What this business is made of

47qualityReturnsMoatBalance sheetPricing powerReinvestment

The business

eBay is the global flea market for the long tail that Amazon doesn't have.

eBay runs a global marketplace where buyers and sellers transact without the company holding inventory. It charges per-sale commissions (take rate) plus advertising and managed payments; in 2025 it moved ~$75B in GMV to generate $11.1B in revenue. The margin engine sits in its 'focus' categories: collectibles, auto parts, certified luxury.

The network effect exists but is eroded: more sellers attract more buyers, except that Amazon and Shopify already capture the mass buyer. What's defensible is the unique secondhand and niche inventory —a Pokémon card or a 1998 bumper isn't on Amazon. That long tail is hard to replicate; the rest, not so much.

Revenue history

$10.4B
2021
$9.8B
2022
$10.1B
2023
$10.3B
2024
$11.1B
2025
CAGR 5 años: +2%

From $10.4B to $11.1B in 4 years. The business grows steadily.

Where each $100 of sales goes

Revenue $11.1B · FY2025

Cost of sales$3.2B · 29%
Operations$5.7B · 51%
Taxes and other$246M · 2%
Net profit$2.0B · 18%

Of every $100 in sales, $82 goes to costs and operations; $18 is left as net profit (18% margin).

Catalysts and risks

Expansion of 'focus' categories (collectibles, luxury) growing double digit vs. ~2% for the consolidated business.

Aggressive buybacks: with FCF of $1.4B and contained market cap, it reduces shares every quarter.

Ad monetization: advertising already tops $1.4B annually and is rising as a % of GMV.

⚠️

Structural growth of 2% — this is a business that defends, not one that conquers.

⚠️

Debt of $6.0B against cash of $1.9B; a negative net position that limits flexibility.

⚠️

Competition from Amazon, Shopify, and vertical platforms (StockX, Vinted) eating its niches one by one.

Charlie's note

It's a good cash machine tied to a business that stopped growing a decade ago. At 11x FCF they pay you for patience, not for the dream. I'd pay for the flow, never for the story.

Analysis · June 2026

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Charlie informs, it doesn't advise. No information should be taken as a recommendation to buy or sell.