FDS

FDS

FactSet

Content / Subscription

★ Quality 60/100
Fair price

Price today

$301.96

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charlieapp.co

What this business is made of

60qualityReturnsMoatBalance sheetPricing power *Reinvestment
* That figure exists but does not describe this company, so the axis is left out of the score.

The business

The analyst's nervous system: once it's wired in, ripping it out hurts.

FactSet sells financial terminals and data by subscription to asset managers, investment banks, and wealth firms. It charges per user and per module, with recurring annual contracts — ~$2.3B in revenue, almost all renewable ASV (annual subscription value). The client pays so its analysts don't have to hunt for data across ten sites.

The moat is switching costs: once it's built into the client's workflows and models, migrating is expensive and painful. But it competes against Bloomberg and S&P/Capital IQ, which are bigger and have more proprietary data. It's a good business, not a toll with no rival.

Revenue history

$1.6B
2021
$1.8B
2022
$2.1B
2023
$2.2B
2024
$2.3B
2025
CAGR 5 años: +10%

From $1.6B to $2.3B in 4 years. The business grows steadily.

Where each $100 of sales goes

Revenue $2.3B · FY2025

Cost of sales$1.1B · 47%
Operations$476M · 21%
Taxes and other$151M · 7%
Net profit$597M · 26%

Of every $100 in sales, $74 goes to costs and operations; $26 is left as net profit (26% margin).

Catalysts and risks

Price expansion: annual ASV increases of 4-6% without losing clients.

Data and analytics products with generative AI launched in FY2025-2026 to raise ARPU.

Growth in wealth management and corporate clients, segments less saturated than sell-side.

⚠️

Bloomberg dominates the sell-side; FactSet fights for second place in many accounts.

⚠️

Gross margin of 53% is modest for software — the content is expensive to maintain.

⚠️

Debt of $1.4B against $0.3B in cash; less room for error than its size suggests.

Charlie's note

A decent toll collecting rent from the financial industry, but with two giants breathing down its neck. I'd buy it cheap, not at a monopoly price — because it isn't a monopoly.

Analysis · June 2026

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Charlie informs, it doesn't advise. No information should be taken as a recommendation to buy or sell.