JD

JD

JD.com

Platform / Network

★ Quality 24/100
Undervalued

Price today

$30.26

what the market pays

Worth

$42.00

calculated cycle value

Worth $42.00price today $30.26

Price is 28% below its value

charlieapp.co

Price vs Intrinsic Value

VI$22.6$37.9$53.3$68.7$84.1'21'22'23'24'25'26JDVI $42.0 · MdS +39%
UndervaluedDiscountedFair priceIV = current model value

The line is the price month by month; the green band marks when it's undervalued (−20% off value). When the price drops in there, the discount is real, not opinion.

Where does the value come from?

🌐

Digital platform

$27.83

per share

How it's calculated

💰

Free cash flow per share

normalized free cash flow

$1.05
×
📐

Multiplier

years of discounted cash flows

12.2x
=
🏢

Business value

without cash

$27.83
🏦

Net cash in the bank

cash minus financial debt, per share

+$14.17

Total calculated value

business + cash

$42.00

How many times the cash flow

Platform / Network · vs 27 peers

You pay today
15.3x
Sector median
28.5x
Charlie: worth
26.5x

You pay 15.3x times this business's cash flow; its sector median is 28.5x.

73% below what Charlie thinks it's worth (26.5x) — that gap is your safety margin.

Why Undervalued?

Its free cash flow is $1.05/share × 12.2x multiplier plus $14.17 in net cash = $42.00 in intrinsic value. Today's price of $30.26 is 39% below that value — there's a real safety margin to enter.

The price is 28% below the calculated value. There's a real safety margin.

The model asks for a discount to absorb estimate errors. That cushion is here.

If the business disappoints a little, the price should hold near $33.60.

At what price would buying make sense?

Entry zones

🟢 Undervalued

$33.60

-20% off Value

🟡 Discounted

$39.90

-5% off Value

🟢 Today

$30.26

+39% Valor

🟢

Undervalued

Today's price offers a real discount to the calculated value. For the long run, this is the kind of entry that builds wealth.

Price is what you pay. Value is what you get.

— Warren Buffett

Model updated · July 2026

So when would be a good price for JD.com?

Today it trades below what we calculate. If you want us to tell you when that changes —or when the value itself moves because the company reported— we will email you.

🔔 Email me

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Charlie informs, it doesn't advise. No information should be taken as a recommendation to buy or sell.