MSFT

MSFT

Microsoft

Recurring SaaS

★ Quality 79/100
Discounted

Price today

$499.70

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What this business is made of

79qualityReturnsMoatBalance sheetPricing powerReinvestment

The business

Collects a toll every time the world turns on a computer.

Microsoft sells software by subscription: Office 365, Windows, and its Azure cloud, where companies rent computing capacity instead of buying servers. Charges monthly or yearly, contracts that renew themselves. Net Income of $101.8B on $281.7B in sales: a cash-printing machine.

The switching cost is brutal: an entire company runs on Windows, Excel, and Azure all tangled together. Migrating is like moving countries with your whole family. Azure is one of three players controlling the global cloud, and Copilot already charges extra on an installed base of hundreds of millions.

Revenue history

$168.1B
2021
$198.3B
2022
$211.9B
2023
$245.1B
2024
$281.7B
2025
CAGR 5 años: +14%

From $168.1B to $281.7B in 4 years. The business grows steadily.

Where each $100 of sales goes

Revenue $331.8B · FY2026

Cost of sales$106.4B · 32%
Operations$70.2B · 21%
Taxes and other$21.5B · 7%
Net profit$133.7B · 40%

Of every $100 in sales, $60 goes to costs and operations; $40 is left as net profit (40% margin).

Catalysts and risks

Copilot monetization on the Office installed base, already billing.

Azure growing double digits and winning AI contracts.

AI capex of $62.7B normalizing and freeing up FCF.

⚠️

AI capital spending surging: $62.7B this year compresses free flow.

⚠️

Regulators in the U.S. and Europe watch every acquisition and every bundle.

⚠️

Amazon and Google won't give away the cloud market; the price war is real.

Charlie's note

Paying 31x for a business compounding at 14% with 70% gross margin is neither a steal nor a giveaway: it's fair for that kind of quality. This year's drop brings you closer to the price where a business like this stops being expensive.

Analysis · June 2026

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