WMT

WMT

Walmart

Dividend / Cash flow

★ Quality 49/100
Overvalued

Price today

$107.14

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charlieapp.co

What this business is made of

49qualityReturnsMoatBalance sheetPricing powerReinvestment

The business

Walmart sells cheap to millions and has scale to spare to squeeze every supplier.

Walmart moves $713.2B a year selling food and general merchandise at low prices in physical stores and online. It wins on colossal volume and a thin 25% gross margin, and it's now adding new revenue: eCommerce (23% of sales) and advertising via Walmart Connect.

Its edge is pure scale: the densest distribution network in the U.S. lets it negotiate prices no one can match. Replicating thousands of stores within 10 minutes of nearly every American would take decades and a fortune. It's a wide moat, but not a monopoly.

Revenue history

$572.8B
2022
$611.3B
2023
$648.1B
2024
$681.0B
2025
$713.2B
2026
CAGR 5 años: +6%

From $572.8B to $713.2B in 4 years. The business grows steadily.

Where each $100 of sales goes

Revenue $713.2B · FY2026

Cost of sales$535.4B · 75%
Operations$147.9B · 21%
Taxes and other$7.9B · 1%
Net profit$21.9B · 3%

Of every $100 in sales, $97 goes to costs and operations; $3 is left as net profit (3% margin).

Catalysts and risks

eCommerce growing 24% year over year, already 23% of sales.

Walmart Connect (advertising) rising ~30%, far higher margin than selling food.

End of the heavy omnichannel investment cycle ($26.7B capex) frees up cash flow.

⚠️

25% gross margin leaves zero room: any cost misstep hurts.

⚠️

Amazon presses in online and advertising at the same time.

⚠️

Current FCF ($14.9B) is depressed by investment; if capex doesn't drop, the promise doesn't arrive.

Charlie's note

Excellent business, fantasy price: the market pays close to 67x reported cash flow for a machine growing 7% a year at a 25% margin. Paying like that for so much quality is like buying a good umbrella at triple price after the rain already stopped.

Analysis · July 2026

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